LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,558
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,509
−HK$966/mo
Today · 4.125%
HK$32,475
baseline
▲ 0.50% · 4.625%
HK$34,451
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,950/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,996
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$925/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$37,721
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,670
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,811
−HK$1,159/mo
Today · 4.125%
HK$38,970
baseline
▲ 0.50% · 4.625%
HK$41,341
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,940/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,795
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,110/mo
Today · 4.125%
HK$42,999
baseline
▲ 0.50% · 4.625%
HK$45,266
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,998/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,782
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,113
−HK$1,352/mo
Today · 4.125%
HK$45,465
baseline
▲ 0.50% · 4.625%
HK$48,231
+HK$2,766/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,930/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,594
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,295/mo
Today · 4.125%
HK$50,166
baseline
▲ 0.50% · 4.625%
HK$52,810
+HK$2,644/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,332/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,005
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,716
−HK$1,738/mo
Today · 4.125%
HK$58,454
baseline
▲ 0.50% · 4.625%
HK$62,011
+HK$3,557/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,908/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,193
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,834
−HK$1,665/mo
Today · 4.125%
HK$64,499
baseline
▲ 0.50% · 4.625%
HK$67,899
+HK$3,400/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,998/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,549 · Scale 2, in force from 26 Feb 2026)