LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,562
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,513
−HK$966/mo
Today · 4.125%
HK$32,479
baseline
▲ 0.50% · 4.625%
HK$34,455
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,958/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,000
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,912
−HK$925/mo
Today · 4.125%
HK$35,837
baseline
▲ 0.50% · 4.625%
HK$37,726
+HK$1,889/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,674/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,675
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,816
−HK$1,159/mo
Today · 4.125%
HK$38,975
baseline
▲ 0.50% · 4.625%
HK$41,346
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,950/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,800
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,895
−HK$1,110/mo
Today · 4.125%
HK$43,005
baseline
▲ 0.50% · 4.625%
HK$45,271
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,010/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,787
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,118
−HK$1,352/mo
Today · 4.125%
HK$45,470
baseline
▲ 0.50% · 4.625%
HK$48,237
+HK$2,767/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,940/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,600
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,877
−HK$1,295/mo
Today · 4.125%
HK$50,172
baseline
▲ 0.50% · 4.625%
HK$52,817
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,344/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,012
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,723
−HK$1,739/mo
Today · 4.125%
HK$58,462
baseline
▲ 0.50% · 4.625%
HK$62,019
+HK$3,557/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,924/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,201
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,842
−HK$1,665/mo
Today · 4.125%
HK$64,507
baseline
▲ 0.50% · 4.625%
HK$67,907
+HK$3,400/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$129,014/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,614 · Scale 2, in force from 26 Feb 2026)