LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,566
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,517
−HK$966/mo
Today · 4.125%
HK$32,483
baseline
▲ 0.50% · 4.625%
HK$34,459
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,966/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,004
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,916
−HK$926/mo
Today · 4.125%
HK$35,842
baseline
▲ 0.50% · 4.625%
HK$37,731
+HK$1,889/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,684/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,679
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,820
−HK$1,159/mo
Today · 4.125%
HK$38,979
baseline
▲ 0.50% · 4.625%
HK$41,351
+HK$2,372/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,958/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,805
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,900
−HK$1,110/mo
Today · 4.125%
HK$43,010
baseline
▲ 0.50% · 4.625%
HK$45,277
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,020/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,792
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,124
−HK$1,352/mo
Today · 4.125%
HK$45,476
baseline
▲ 0.50% · 4.625%
HK$48,243
+HK$2,767/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,952/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,606
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,883
−HK$1,295/mo
Today · 4.125%
HK$50,178
baseline
▲ 0.50% · 4.625%
HK$52,823
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,356/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,019
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,730
−HK$1,739/mo
Today · 4.125%
HK$58,469
baseline
▲ 0.50% · 4.625%
HK$62,027
+HK$3,558/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,938/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,208
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,849
−HK$1,666/mo
Today · 4.125%
HK$64,515
baseline
▲ 0.50% · 4.625%
HK$67,915
+HK$3,400/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$129,030/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,675 · Scale 2, in force from 26 Feb 2026)