LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,567
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,518
−HK$966/mo
Today · 4.125%
HK$32,484
baseline
▲ 0.50% · 4.625%
HK$34,460
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,968/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,005
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,917
−HK$926/mo
Today · 4.125%
HK$35,843
baseline
▲ 0.50% · 4.625%
HK$37,732
+HK$1,889/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,686/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,680
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,821
−HK$1,160/mo
Today · 4.125%
HK$38,981
baseline
▲ 0.50% · 4.625%
HK$41,352
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,962/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,807
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,901
−HK$1,110/mo
Today · 4.125%
HK$43,011
baseline
▲ 0.50% · 4.625%
HK$45,278
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,022/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,794
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,125
−HK$1,352/mo
Today · 4.125%
HK$45,477
baseline
▲ 0.50% · 4.625%
HK$48,244
+HK$2,767/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,954/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,608
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,884
−HK$1,296/mo
Today · 4.125%
HK$50,180
baseline
▲ 0.50% · 4.625%
HK$52,825
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,360/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,021
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,732
−HK$1,739/mo
Today · 4.125%
HK$58,471
baseline
▲ 0.50% · 4.625%
HK$62,029
+HK$3,558/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,942/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,210
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,851
−HK$1,666/mo
Today · 4.125%
HK$64,517
baseline
▲ 0.50% · 4.625%
HK$67,918
+HK$3,401/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$129,034/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,690 · Scale 2, in force from 26 Feb 2026)