LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,568
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,518
−HK$967/mo
Today · 4.125%
HK$32,485
baseline
▲ 0.50% · 4.625%
HK$34,461
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,970/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,006
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$925/mo
Today · 4.125%
HK$35,843
baseline
▲ 0.50% · 4.625%
HK$37,733
+HK$1,890/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,686/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,681
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,822
−HK$1,159/mo
Today · 4.125%
HK$38,981
baseline
▲ 0.50% · 4.625%
HK$41,353
+HK$2,372/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,962/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,807
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,902
−HK$1,110/mo
Today · 4.125%
HK$43,012
baseline
▲ 0.50% · 4.625%
HK$45,279
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,024/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,126
−HK$1,352/mo
Today · 4.125%
HK$45,478
baseline
▲ 0.50% · 4.625%
HK$48,246
+HK$2,768/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,956/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,609
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,886
−HK$1,295/mo
Today · 4.125%
HK$50,181
baseline
▲ 0.50% · 4.625%
HK$52,826
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,362/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,022
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,733
−HK$1,739/mo
Today · 4.125%
HK$58,472
baseline
▲ 0.50% · 4.625%
HK$62,030
+HK$3,558/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,944/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,211
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,853
−HK$1,665/mo
Today · 4.125%
HK$64,518
baseline
▲ 0.50% · 4.625%
HK$67,919
+HK$3,401/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$129,036/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,701 · Scale 2, in force from 26 Feb 2026)