LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,568
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,519
−HK$966/mo
Today · 4.125%
HK$32,485
baseline
▲ 0.50% · 4.625%
HK$34,461
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,970/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,006
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$926/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$37,733
+HK$1,889/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,681
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,822
−HK$1,160/mo
Today · 4.125%
HK$38,982
baseline
▲ 0.50% · 4.625%
HK$41,354
+HK$2,372/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,964/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,808
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,902
−HK$1,110/mo
Today · 4.125%
HK$43,012
baseline
▲ 0.50% · 4.625%
HK$45,280
+HK$2,268/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,024/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,126
−HK$1,353/mo
Today · 4.125%
HK$45,479
baseline
▲ 0.50% · 4.625%
HK$48,246
+HK$2,767/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,958/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,609
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,886
−HK$1,295/mo
Today · 4.125%
HK$50,181
baseline
▲ 0.50% · 4.625%
HK$52,826
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,362/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,022
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,734
−HK$1,738/mo
Today · 4.125%
HK$58,472
baseline
▲ 0.50% · 4.625%
HK$62,030
+HK$3,558/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,944/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,211
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,853
−HK$1,666/mo
Today · 4.125%
HK$64,519
baseline
▲ 0.50% · 4.625%
HK$67,919
+HK$3,400/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$129,038/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,704 · Scale 2, in force from 26 Feb 2026)