LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,568
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,519
−HK$966/mo
Today · 4.125%
HK$32,485
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,977/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,970/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,007
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,919
−HK$925/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$37,734
+HK$1,890/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,682
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,823
−HK$1,159/mo
Today · 4.125%
HK$38,982
baseline
▲ 0.50% · 4.625%
HK$41,354
+HK$2,372/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,964/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,808
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,903
−HK$1,110/mo
Today · 4.125%
HK$43,013
baseline
▲ 0.50% · 4.625%
HK$45,280
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,026/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,796
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,127
−HK$1,352/mo
Today · 4.125%
HK$45,479
baseline
▲ 0.50% · 4.625%
HK$48,247
+HK$2,768/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,958/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,610
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,887
−HK$1,295/mo
Today · 4.125%
HK$50,182
baseline
▲ 0.50% · 4.625%
HK$52,827
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,364/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,023
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,735
−HK$1,738/mo
Today · 4.125%
HK$58,473
baseline
▲ 0.50% · 4.625%
HK$62,031
+HK$3,558/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$116,946/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,213
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,854
−HK$1,666/mo
Today · 4.125%
HK$64,520
baseline
▲ 0.50% · 4.625%
HK$67,921
+HK$3,401/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,040/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,713 · Scale 2, in force from 26 Feb 2026)