LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,572
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$966/mo
Today · 4.125%
HK$32,489
baseline
▲ 0.50% · 4.625%
HK$34,466
+HK$1,977/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,978/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,011
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,923
−HK$925/mo
Today · 4.125%
HK$35,848
baseline
▲ 0.50% · 4.625%
HK$37,738
+HK$1,890/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,696/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,686
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,827
−HK$1,159/mo
Today · 4.125%
HK$38,986
baseline
▲ 0.50% · 4.625%
HK$41,359
+HK$2,373/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,972/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,813
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,907
−HK$1,111/mo
Today · 4.125%
HK$43,018
baseline
▲ 0.50% · 4.625%
HK$45,285
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,036/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,800
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,132
−HK$1,352/mo
Today · 4.125%
HK$45,484
baseline
▲ 0.50% · 4.625%
HK$48,252
+HK$2,768/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,968/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,615
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,892
−HK$1,295/mo
Today · 4.125%
HK$50,187
baseline
▲ 0.50% · 4.625%
HK$52,833
+HK$2,646/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,374/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,029
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,741
−HK$1,739/mo
Today · 4.125%
HK$58,480
baseline
▲ 0.50% · 4.625%
HK$62,038
+HK$3,558/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$116,960/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,219
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,861
−HK$1,666/mo
Today · 4.125%
HK$64,527
baseline
▲ 0.50% · 4.625%
HK$67,928
+HK$3,401/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,054/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,766 · Scale 2, in force from 26 Feb 2026)