LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,574
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,525
−HK$966/mo
Today · 4.125%
HK$32,491
baseline
▲ 0.50% · 4.625%
HK$34,468
+HK$1,977/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,982/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,013
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,925
−HK$926/mo
Today · 4.125%
HK$35,851
baseline
▲ 0.50% · 4.625%
HK$37,740
+HK$1,889/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,702/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,689
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,830
−HK$1,159/mo
Today · 4.125%
HK$38,989
baseline
▲ 0.50% · 4.625%
HK$41,362
+HK$2,373/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,978/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,816
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,910
−HK$1,111/mo
Today · 4.125%
HK$43,021
baseline
▲ 0.50% · 4.625%
HK$45,289
+HK$2,268/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$86,042/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,803
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,135
−HK$1,353/mo
Today · 4.125%
HK$45,488
baseline
▲ 0.50% · 4.625%
HK$48,255
+HK$2,767/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$90,976/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,618
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,895
−HK$1,296/mo
Today · 4.125%
HK$50,191
baseline
▲ 0.50% · 4.625%
HK$52,837
+HK$2,646/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,382/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,033
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,745
−HK$1,739/mo
Today · 4.125%
HK$58,484
baseline
▲ 0.50% · 4.625%
HK$62,043
+HK$3,559/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$116,968/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,224
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,866
−HK$1,665/mo
Today · 4.125%
HK$64,531
baseline
▲ 0.50% · 4.625%
HK$67,933
+HK$3,402/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,062/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,804 · Scale 2, in force from 26 Feb 2026)