LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,576
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$966/mo
Today · 4.125%
HK$32,493
baseline
▲ 0.50% · 4.625%
HK$34,470
+HK$1,977/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,986/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,015
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,927
−HK$926/mo
Today · 4.125%
HK$35,853
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$1,890/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,706/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,691
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,160/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,364
+HK$2,372/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,818
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,913
−HK$1,110/mo
Today · 4.125%
HK$43,023
baseline
▲ 0.50% · 4.625%
HK$45,291
+HK$2,268/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$86,046/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,806
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,137
−HK$1,353/mo
Today · 4.125%
HK$45,490
baseline
▲ 0.50% · 4.625%
HK$48,258
+HK$2,768/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$90,980/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,621
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,898
−HK$1,296/mo
Today · 4.125%
HK$50,194
baseline
▲ 0.50% · 4.625%
HK$52,840
+HK$2,646/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,388/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,036
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,748
−HK$1,739/mo
Today · 4.125%
HK$58,487
baseline
▲ 0.50% · 4.625%
HK$62,046
+HK$3,559/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$116,974/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,227
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,869
−HK$1,666/mo
Today · 4.125%
HK$64,535
baseline
▲ 0.50% · 4.625%
HK$67,937
+HK$3,402/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,070/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,832 · Scale 2, in force from 26 Feb 2026)