LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,576
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$966/mo
Today · 4.125%
HK$32,493
baseline
▲ 0.50% · 4.625%
HK$34,470
+HK$1,977/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,986/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,015
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$925/mo
Today · 4.125%
HK$35,853
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$1,890/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,706/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,691
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,160/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,365
+HK$2,373/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,818
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,913
−HK$1,111/mo
Today · 4.125%
HK$43,024
baseline
▲ 0.50% · 4.625%
HK$45,292
+HK$2,268/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$86,048/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,806
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,138
−HK$1,353/mo
Today · 4.125%
HK$45,491
baseline
▲ 0.50% · 4.625%
HK$48,259
+HK$2,768/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$90,982/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,622
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,899
−HK$1,295/mo
Today · 4.125%
HK$50,194
baseline
▲ 0.50% · 4.625%
HK$52,840
+HK$2,646/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,388/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,037
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,749
−HK$1,739/mo
Today · 4.125%
HK$58,488
baseline
▲ 0.50% · 4.625%
HK$62,047
+HK$3,559/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$116,976/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,228
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,870
−HK$1,666/mo
Today · 4.125%
HK$64,536
baseline
▲ 0.50% · 4.625%
HK$67,937
+HK$3,401/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,072/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,837 · Scale 2, in force from 26 Feb 2026)