LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,577
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,528
−HK$966/mo
Today · 4.125%
HK$32,494
baseline
▲ 0.50% · 4.625%
HK$34,471
+HK$1,977/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,988/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$926/mo
Today · 4.125%
HK$35,854
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$1,890/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,708/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,692
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,160/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,365
+HK$2,372/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,819
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,914
−HK$1,111/mo
Today · 4.125%
HK$43,025
baseline
▲ 0.50% · 4.625%
HK$45,293
+HK$2,268/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$86,050/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,807
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,139
−HK$1,353/mo
Today · 4.125%
HK$45,492
baseline
▲ 0.50% · 4.625%
HK$48,260
+HK$2,768/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$90,984/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,623
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,900
−HK$1,295/mo
Today · 4.125%
HK$50,195
baseline
▲ 0.50% · 4.625%
HK$52,841
+HK$2,646/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,390/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,038
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,750
−HK$1,739/mo
Today · 4.125%
HK$58,489
baseline
▲ 0.50% · 4.625%
HK$62,048
+HK$3,559/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$116,978/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,229
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,871
−HK$1,666/mo
Today · 4.125%
HK$64,537
baseline
▲ 0.50% · 4.625%
HK$67,939
+HK$3,402/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,074/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,848 · Scale 2, in force from 26 Feb 2026)