LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,581
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,533
−HK$966/mo
Today · 4.125%
HK$32,499
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$64,998/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,022
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,934
−HK$926/mo
Today · 4.125%
HK$35,860
baseline
▲ 0.50% · 4.625%
HK$37,750
+HK$1,890/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,720/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,698
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,839
−HK$1,160/mo
Today · 4.125%
HK$38,999
baseline
▲ 0.50% · 4.625%
HK$41,372
+HK$2,373/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$77,998/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,826
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,921
−HK$1,111/mo
Today · 4.125%
HK$43,032
baseline
▲ 0.50% · 4.625%
HK$45,300
+HK$2,268/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$86,064/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,814
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,146
−HK$1,353/mo
Today · 4.125%
HK$45,499
baseline
▲ 0.50% · 4.625%
HK$48,267
+HK$2,768/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$90,998/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,630
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,908
−HK$1,296/mo
Today · 4.125%
HK$50,204
baseline
▲ 0.50% · 4.625%
HK$52,850
+HK$2,646/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,408/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,047
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,740/mo
Today · 4.125%
HK$58,499
baseline
▲ 0.50% · 4.625%
HK$62,058
+HK$3,559/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$116,998/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,239
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,881
−HK$1,666/mo
Today · 4.125%
HK$64,547
baseline
▲ 0.50% · 4.625%
HK$67,950
+HK$3,403/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,094/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,928 · Scale 2, in force from 26 Feb 2026)