LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,583
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,534
−HK$966/mo
Today · 4.125%
HK$32,500
baseline
▲ 0.50% · 4.625%
HK$34,478
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,000/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,023
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,935
−HK$926/mo
Today · 4.125%
HK$35,861
baseline
▲ 0.50% · 4.625%
HK$37,751
+HK$1,890/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,722/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,159/mo
Today · 4.125%
HK$39,000
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,374/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$78,000/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,827
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,922
−HK$1,111/mo
Today · 4.125%
HK$43,033
baseline
▲ 0.50% · 4.625%
HK$45,301
+HK$2,268/mo
Deposit HK$5.36M · loan HK$8.05M · min. income ≈ HK$86,066/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,816
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,147
−HK$1,353/mo
Today · 4.125%
HK$45,500
baseline
▲ 0.50% · 4.625%
HK$48,269
+HK$2,769/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,000/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,632
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,909
−HK$1,296/mo
Today · 4.125%
HK$50,205
baseline
▲ 0.50% · 4.625%
HK$52,852
+HK$2,647/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,410/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,049
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,761
−HK$1,740/mo
Today · 4.125%
HK$58,501
baseline
▲ 0.50% · 4.625%
HK$62,060
+HK$3,559/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,002/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,241
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,883
−HK$1,667/mo
Today · 4.125%
HK$64,550
baseline
▲ 0.50% · 4.625%
HK$67,952
+HK$3,402/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,100/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,946 · Scale 2, in force from 26 Feb 2026)