LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,585
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,536
−HK$967/mo
Today · 4.125%
HK$32,503
baseline
▲ 0.50% · 4.625%
HK$34,480
+HK$1,977/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,006/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,025
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,938
−HK$926/mo
Today · 4.125%
HK$35,864
baseline
▲ 0.50% · 4.625%
HK$37,754
+HK$1,890/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,728/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,702
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,843
−HK$1,160/mo
Today · 4.125%
HK$39,003
baseline
▲ 0.50% · 4.625%
HK$41,377
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,006/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,830
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,925
−HK$1,111/mo
Today · 4.125%
HK$43,036
baseline
▲ 0.50% · 4.625%
HK$45,305
+HK$2,269/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,072/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,819
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,151
−HK$1,353/mo
Today · 4.125%
HK$45,504
baseline
▲ 0.50% · 4.625%
HK$48,273
+HK$2,769/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,008/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,635
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,913
−HK$1,296/mo
Today · 4.125%
HK$50,209
baseline
▲ 0.50% · 4.625%
HK$52,856
+HK$2,647/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,418/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,053
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,765
−HK$1,740/mo
Today · 4.125%
HK$58,505
baseline
▲ 0.50% · 4.625%
HK$62,065
+HK$3,560/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,010/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,246
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,888
−HK$1,666/mo
Today · 4.125%
HK$64,554
baseline
▲ 0.50% · 4.625%
HK$67,957
+HK$3,403/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,108/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,984 · Scale 2, in force from 26 Feb 2026)