LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,587
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$967/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,483
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,028
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,940
−HK$926/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$37,756
+HK$1,890/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,704
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,846
−HK$1,160/mo
Today · 4.125%
HK$39,006
baseline
▲ 0.50% · 4.625%
HK$41,379
+HK$2,373/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,012/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,833
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,928
−HK$1,111/mo
Today · 4.125%
HK$43,039
baseline
▲ 0.50% · 4.625%
HK$45,308
+HK$2,269/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,078/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,822
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,154
−HK$1,353/mo
Today · 4.125%
HK$45,507
baseline
▲ 0.50% · 4.625%
HK$48,276
+HK$2,769/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,014/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,639
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,916
−HK$1,296/mo
Today · 4.125%
HK$50,212
baseline
▲ 0.50% · 4.625%
HK$52,859
+HK$2,647/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,424/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,056
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,769
−HK$1,740/mo
Today · 4.125%
HK$58,509
baseline
▲ 0.50% · 4.625%
HK$62,069
+HK$3,560/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,018/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,250
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,892
−HK$1,667/mo
Today · 4.125%
HK$64,559
baseline
▲ 0.50% · 4.625%
HK$67,962
+HK$3,403/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,118/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,016 · Scale 2, in force from 26 Feb 2026)