LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,587
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,539
−HK$966/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,483
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,028
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,940
−HK$926/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$37,757
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,705
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,846
−HK$1,160/mo
Today · 4.125%
HK$39,006
baseline
▲ 0.50% · 4.625%
HK$41,380
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,012/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,833
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,929
−HK$1,111/mo
Today · 4.125%
HK$43,040
baseline
▲ 0.50% · 4.625%
HK$45,308
+HK$2,268/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,080/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,822
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,154
−HK$1,353/mo
Today · 4.125%
HK$45,507
baseline
▲ 0.50% · 4.625%
HK$48,276
+HK$2,769/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,014/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,639
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,917
−HK$1,296/mo
Today · 4.125%
HK$50,213
baseline
▲ 0.50% · 4.625%
HK$52,860
+HK$2,647/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,426/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,057
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,769
−HK$1,740/mo
Today · 4.125%
HK$58,509
baseline
▲ 0.50% · 4.625%
HK$62,070
+HK$3,561/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,018/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,250
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,893
−HK$1,666/mo
Today · 4.125%
HK$64,559
baseline
▲ 0.50% · 4.625%
HK$67,962
+HK$3,403/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,118/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,021 · Scale 2, in force from 26 Feb 2026)