LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,590
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,542
−HK$967/mo
Today · 4.125%
HK$32,509
baseline
▲ 0.50% · 4.625%
HK$34,487
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,018/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,031
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,944
−HK$926/mo
Today · 4.125%
HK$35,870
baseline
▲ 0.50% · 4.625%
HK$37,761
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,740/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,708
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,850
−HK$1,160/mo
Today · 4.125%
HK$39,010
baseline
▲ 0.50% · 4.625%
HK$41,384
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,020/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,838
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,933
−HK$1,111/mo
Today · 4.125%
HK$43,044
baseline
▲ 0.50% · 4.625%
HK$45,313
+HK$2,269/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,088/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,826
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,159
−HK$1,353/mo
Today · 4.125%
HK$45,512
baseline
▲ 0.50% · 4.625%
HK$48,281
+HK$2,769/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,024/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,644
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,922
−HK$1,296/mo
Today · 4.125%
HK$50,218
baseline
▲ 0.50% · 4.625%
HK$52,865
+HK$2,647/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,436/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,063
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,775
−HK$1,740/mo
Today · 4.125%
HK$58,515
baseline
▲ 0.50% · 4.625%
HK$62,076
+HK$3,561/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,030/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,256
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,899
−HK$1,667/mo
Today · 4.125%
HK$64,566
baseline
▲ 0.50% · 4.625%
HK$67,969
+HK$3,403/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,132/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,074 · Scale 2, in force from 26 Feb 2026)