LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,592
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,544
−HK$966/mo
Today · 4.125%
HK$32,510
baseline
▲ 0.50% · 4.625%
HK$34,489
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,020/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,033
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,946
−HK$926/mo
Today · 4.125%
HK$35,872
baseline
▲ 0.50% · 4.625%
HK$37,763
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,744/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,710
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,852
−HK$1,160/mo
Today · 4.125%
HK$39,012
baseline
▲ 0.50% · 4.625%
HK$41,386
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,024/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,840
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,935
−HK$1,111/mo
Today · 4.125%
HK$43,046
baseline
▲ 0.50% · 4.625%
HK$45,315
+HK$2,269/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,092/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,829
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,161
−HK$1,353/mo
Today · 4.125%
HK$45,514
baseline
▲ 0.50% · 4.625%
HK$48,284
+HK$2,770/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,028/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,647
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,924
−HK$1,297/mo
Today · 4.125%
HK$50,221
baseline
▲ 0.50% · 4.625%
HK$52,868
+HK$2,647/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,442/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,066
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,778
−HK$1,741/mo
Today · 4.125%
HK$58,519
baseline
▲ 0.50% · 4.625%
HK$62,079
+HK$3,560/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,038/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,260
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,903
−HK$1,667/mo
Today · 4.125%
HK$64,570
baseline
▲ 0.50% · 4.625%
HK$67,973
+HK$3,403/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,140/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,101 · Scale 2, in force from 26 Feb 2026)