LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,593
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,544
−HK$967/mo
Today · 4.125%
HK$32,511
baseline
▲ 0.50% · 4.625%
HK$34,490
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,022/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,034
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,947
−HK$926/mo
Today · 4.125%
HK$35,873
baseline
▲ 0.50% · 4.625%
HK$37,764
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,746/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,711
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,853
−HK$1,161/mo
Today · 4.125%
HK$39,014
baseline
▲ 0.50% · 4.625%
HK$41,387
+HK$2,373/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,028/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,841
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,936
−HK$1,112/mo
Today · 4.125%
HK$43,048
baseline
▲ 0.50% · 4.625%
HK$45,317
+HK$2,269/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,096/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,830
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,162
−HK$1,354/mo
Today · 4.125%
HK$45,516
baseline
▲ 0.50% · 4.625%
HK$48,285
+HK$2,769/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,032/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,648
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,926
−HK$1,296/mo
Today · 4.125%
HK$50,222
baseline
▲ 0.50% · 4.625%
HK$52,870
+HK$2,648/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,444/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,067
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,780
−HK$1,740/mo
Today · 4.125%
HK$58,520
baseline
▲ 0.50% · 4.625%
HK$62,081
+HK$3,561/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,040/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,262
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,905
−HK$1,666/mo
Today · 4.125%
HK$64,571
baseline
▲ 0.50% · 4.625%
HK$67,975
+HK$3,404/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,142/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,116 · Scale 2, in force from 26 Feb 2026)