LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,593
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,545
−HK$967/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,490
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,035
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,947
−HK$926/mo
Today · 4.125%
HK$35,873
baseline
▲ 0.50% · 4.625%
HK$37,764
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,746/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,712
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,854
−HK$1,160/mo
Today · 4.125%
HK$39,014
baseline
▲ 0.50% · 4.625%
HK$41,388
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,028/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,842
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,937
−HK$1,111/mo
Today · 4.125%
HK$43,048
baseline
▲ 0.50% · 4.625%
HK$45,317
+HK$2,269/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,096/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,830
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,163
−HK$1,353/mo
Today · 4.125%
HK$45,516
baseline
▲ 0.50% · 4.625%
HK$48,286
+HK$2,770/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$91,032/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,648
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,926
−HK$1,297/mo
Today · 4.125%
HK$50,223
baseline
▲ 0.50% · 4.625%
HK$52,870
+HK$2,647/mo
Deposit HK$4.02M · loan HK$9.39M · min. income ≈ HK$100,446/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,068
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,781
−HK$1,740/mo
Today · 4.125%
HK$58,521
baseline
▲ 0.50% · 4.625%
HK$62,082
+HK$3,561/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$117,042/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,262
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,905
−HK$1,667/mo
Today · 4.125%
HK$64,572
baseline
▲ 0.50% · 4.625%
HK$67,976
+HK$3,404/mo
Deposit HK$1.34M · loan HK$12.07M · min. income ≈ HK$129,144/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,121 · Scale 2, in force from 26 Feb 2026)