LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,594
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,546
−HK$966/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,491
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,035
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,948
−HK$926/mo
Today · 4.125%
HK$35,874
baseline
▲ 0.50% · 4.625%
HK$37,765
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,748/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,713
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,855
−HK$1,160/mo
Today · 4.125%
HK$39,015
baseline
▲ 0.50% · 4.625%
HK$41,389
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,030/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,843
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,938
−HK$1,111/mo
Today · 4.125%
HK$43,049
baseline
▲ 0.50% · 4.625%
HK$45,318
+HK$2,269/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,098/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,832
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,164
−HK$1,353/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,770/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,650
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,928
−HK$1,296/mo
Today · 4.125%
HK$50,224
baseline
▲ 0.50% · 4.625%
HK$52,871
+HK$2,647/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,448/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,069
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,782
−HK$1,740/mo
Today · 4.125%
HK$58,522
baseline
▲ 0.50% · 4.625%
HK$62,083
+HK$3,561/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,044/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,264
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,907
−HK$1,667/mo
Today · 4.125%
HK$64,574
baseline
▲ 0.50% · 4.625%
HK$67,978
+HK$3,404/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,148/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,134 · Scale 2, in force from 26 Feb 2026)