LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,595
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$966/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,492
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,036
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,949
−HK$926/mo
Today · 4.125%
HK$35,875
baseline
▲ 0.50% · 4.625%
HK$37,766
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,750/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,714
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,856
−HK$1,160/mo
Today · 4.125%
HK$39,016
baseline
▲ 0.50% · 4.625%
HK$41,390
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,032/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,844
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,939
−HK$1,111/mo
Today · 4.125%
HK$43,050
baseline
▲ 0.50% · 4.625%
HK$45,320
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,100/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,833
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,165
−HK$1,354/mo
Today · 4.125%
HK$45,519
baseline
▲ 0.50% · 4.625%
HK$48,288
+HK$2,769/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,038/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,651
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,929
−HK$1,296/mo
Today · 4.125%
HK$50,225
baseline
▲ 0.50% · 4.625%
HK$52,873
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,450/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,071
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,784
−HK$1,740/mo
Today · 4.125%
HK$58,524
baseline
▲ 0.50% · 4.625%
HK$62,085
+HK$3,561/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,048/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,266
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,909
−HK$1,667/mo
Today · 4.125%
HK$64,576
baseline
▲ 0.50% · 4.625%
HK$67,979
+HK$3,403/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,152/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,149 · Scale 2, in force from 26 Feb 2026)