LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,597
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,549
−HK$966/mo
Today · 4.125%
HK$32,515
baseline
▲ 0.50% · 4.625%
HK$34,494
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,030/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,039
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,951
−HK$927/mo
Today · 4.125%
HK$35,878
baseline
▲ 0.50% · 4.625%
HK$37,769
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,756/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,716
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,858
−HK$1,161/mo
Today · 4.125%
HK$39,019
baseline
▲ 0.50% · 4.625%
HK$41,393
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,038/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,846
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,942
−HK$1,111/mo
Today · 4.125%
HK$43,053
baseline
▲ 0.50% · 4.625%
HK$45,323
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,106/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,835
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,168
−HK$1,354/mo
Today · 4.125%
HK$45,522
baseline
▲ 0.50% · 4.625%
HK$48,292
+HK$2,770/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,044/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,654
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,932
−HK$1,297/mo
Today · 4.125%
HK$50,229
baseline
▲ 0.50% · 4.625%
HK$52,876
+HK$2,647/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,458/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,074
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,787
−HK$1,741/mo
Today · 4.125%
HK$58,528
baseline
▲ 0.50% · 4.625%
HK$62,089
+HK$3,561/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,056/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,269
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,913
−HK$1,667/mo
Today · 4.125%
HK$64,580
baseline
▲ 0.50% · 4.625%
HK$67,984
+HK$3,404/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,160/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$503,180 · Scale 2, in force from 26 Feb 2026)