LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,601
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,552
−HK$967/mo
Today · 4.125%
HK$32,519
baseline
▲ 0.50% · 4.625%
HK$34,498
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,038/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,043
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,956
−HK$926/mo
Today · 4.125%
HK$35,882
baseline
▲ 0.50% · 4.625%
HK$37,773
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,764/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,721
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,863
−HK$1,160/mo
Today · 4.125%
HK$39,023
baseline
▲ 0.50% · 4.625%
HK$41,398
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,046/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,851
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,947
−HK$1,111/mo
Today · 4.125%
HK$43,058
baseline
▲ 0.50% · 4.625%
HK$45,328
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,116/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,841
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,173
−HK$1,354/mo
Today · 4.125%
HK$45,527
baseline
▲ 0.50% · 4.625%
HK$48,298
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,054/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,660
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,938
−HK$1,297/mo
Today · 4.125%
HK$50,235
baseline
▲ 0.50% · 4.625%
HK$52,883
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,470/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,081
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,794
−HK$1,741/mo
Today · 4.125%
HK$58,535
baseline
▲ 0.50% · 4.625%
HK$62,097
+HK$3,562/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,070/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,277
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,920
−HK$1,668/mo
Today · 4.125%
HK$64,588
baseline
▲ 0.50% · 4.625%
HK$67,992
+HK$3,404/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,176/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,243 · Scale 2, in force from 26 Feb 2026)