LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,601
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,553
−HK$967/mo
Today · 4.125%
HK$32,520
baseline
▲ 0.50% · 4.625%
HK$34,499
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,040/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,043
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,956
−HK$927/mo
Today · 4.125%
HK$35,883
baseline
▲ 0.50% · 4.625%
HK$37,774
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,766/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,721
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,864
−HK$1,160/mo
Today · 4.125%
HK$39,024
baseline
▲ 0.50% · 4.625%
HK$41,399
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,048/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,852
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,948
−HK$1,111/mo
Today · 4.125%
HK$43,059
baseline
▲ 0.50% · 4.625%
HK$45,329
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,118/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,842
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,174
−HK$1,354/mo
Today · 4.125%
HK$45,528
baseline
▲ 0.50% · 4.625%
HK$48,298
+HK$2,770/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,056/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,661
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,939
−HK$1,297/mo
Today · 4.125%
HK$50,236
baseline
▲ 0.50% · 4.625%
HK$52,884
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,472/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,082
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,795
−HK$1,741/mo
Today · 4.125%
HK$58,536
baseline
▲ 0.50% · 4.625%
HK$62,098
+HK$3,562/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,072/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,278
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,922
−HK$1,667/mo
Today · 4.125%
HK$64,589
baseline
▲ 0.50% · 4.625%
HK$67,993
+HK$3,404/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,178/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,251 · Scale 2, in force from 26 Feb 2026)