LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,602
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,554
−HK$967/mo
Today · 4.125%
HK$32,521
baseline
▲ 0.50% · 4.625%
HK$34,499
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,042/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,044
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,957
−HK$926/mo
Today · 4.125%
HK$35,883
baseline
▲ 0.50% · 4.625%
HK$37,775
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,766/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,722
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,864
−HK$1,161/mo
Today · 4.125%
HK$39,025
baseline
▲ 0.50% · 4.625%
HK$41,399
+HK$2,374/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,050/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,853
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,948
−HK$1,112/mo
Today · 4.125%
HK$43,060
baseline
▲ 0.50% · 4.625%
HK$45,330
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,120/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,842
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,175
−HK$1,354/mo
Today · 4.125%
HK$45,529
baseline
▲ 0.50% · 4.625%
HK$48,299
+HK$2,770/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,058/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,662
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,940
−HK$1,297/mo
Today · 4.125%
HK$50,237
baseline
▲ 0.50% · 4.625%
HK$52,885
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,474/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,083
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,796
−HK$1,741/mo
Today · 4.125%
HK$58,537
baseline
▲ 0.50% · 4.625%
HK$62,099
+HK$3,562/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,074/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,279
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,923
−HK$1,667/mo
Today · 4.125%
HK$64,590
baseline
▲ 0.50% · 4.625%
HK$67,995
+HK$3,405/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,180/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,260 · Scale 2, in force from 26 Feb 2026)