LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,603
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,554
−HK$968/mo
Today · 4.125%
HK$32,522
baseline
▲ 0.50% · 4.625%
HK$34,500
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,044/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,958
−HK$926/mo
Today · 4.125%
HK$35,884
baseline
▲ 0.50% · 4.625%
HK$37,776
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,768/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,723
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,865
−HK$1,161/mo
Today · 4.125%
HK$39,026
baseline
▲ 0.50% · 4.625%
HK$41,401
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,052/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,854
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,950
−HK$1,111/mo
Today · 4.125%
HK$43,061
baseline
▲ 0.50% · 4.625%
HK$45,331
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,122/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,844
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,176
−HK$1,354/mo
Today · 4.125%
HK$45,530
baseline
▲ 0.50% · 4.625%
HK$48,301
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,060/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,663
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,941
−HK$1,297/mo
Today · 4.125%
HK$50,238
baseline
▲ 0.50% · 4.625%
HK$52,886
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,476/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,085
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,798
−HK$1,741/mo
Today · 4.125%
HK$58,539
baseline
▲ 0.50% · 4.625%
HK$62,101
+HK$3,562/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,078/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,281
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,925
−HK$1,667/mo
Today · 4.125%
HK$64,592
baseline
▲ 0.50% · 4.625%
HK$67,997
+HK$3,405/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,184/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,276 · Scale 2, in force from 26 Feb 2026)