LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,603
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$968/mo
Today · 4.125%
HK$32,523
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,978/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,046/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,046
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,959
−HK$926/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$37,777
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,724
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,866
−HK$1,161/mo
Today · 4.125%
HK$39,027
baseline
▲ 0.50% · 4.625%
HK$41,402
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,054/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,855
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,951
−HK$1,111/mo
Today · 4.125%
HK$43,062
baseline
▲ 0.50% · 4.625%
HK$45,332
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,124/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,845
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,178
−HK$1,354/mo
Today · 4.125%
HK$45,532
baseline
▲ 0.50% · 4.625%
HK$48,302
+HK$2,770/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$91,064/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,664
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,943
−HK$1,297/mo
Today · 4.125%
HK$50,240
baseline
▲ 0.50% · 4.625%
HK$52,888
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.39M · min. income ≈ HK$100,480/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,086
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,800
−HK$1,741/mo
Today · 4.125%
HK$58,541
baseline
▲ 0.50% · 4.625%
HK$62,103
+HK$3,562/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,082/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,283
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,926
−HK$1,668/mo
Today · 4.125%
HK$64,594
baseline
▲ 0.50% · 4.625%
HK$67,999
+HK$3,405/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,188/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,290 · Scale 2, in force from 26 Feb 2026)