LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,604
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,556
−HK$967/mo
Today · 4.125%
HK$32,523
baseline
▲ 0.50% · 4.625%
HK$34,502
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,046/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,047
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,960
−HK$926/mo
Today · 4.125%
HK$35,886
baseline
▲ 0.50% · 4.625%
HK$37,778
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,772/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,725
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,868
−HK$1,160/mo
Today · 4.125%
HK$39,028
baseline
▲ 0.50% · 4.625%
HK$41,403
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,056/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,856
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,952
−HK$1,112/mo
Today · 4.125%
HK$43,064
baseline
▲ 0.50% · 4.625%
HK$45,334
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,128/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,846
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,179
−HK$1,354/mo
Today · 4.125%
HK$45,533
baseline
▲ 0.50% · 4.625%
HK$48,303
+HK$2,770/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,066/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,666
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,944
−HK$1,297/mo
Today · 4.125%
HK$50,241
baseline
▲ 0.50% · 4.625%
HK$52,889
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,482/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,088
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,801
−HK$1,741/mo
Today · 4.125%
HK$58,542
baseline
▲ 0.50% · 4.625%
HK$62,104
+HK$3,562/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,084/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,285
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,928
−HK$1,668/mo
Today · 4.125%
HK$64,596
baseline
▲ 0.50% · 4.625%
HK$68,001
+HK$3,405/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,192/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,304 · Scale 2, in force from 26 Feb 2026)