LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,606
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,558
−HK$967/mo
Today · 4.125%
HK$32,525
baseline
▲ 0.50% · 4.625%
HK$34,504
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,050/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,049
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,962
−HK$927/mo
Today · 4.125%
HK$35,889
baseline
▲ 0.50% · 4.625%
HK$37,780
+HK$1,891/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,778/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,727
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,870
−HK$1,160/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,405
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,859
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,955
−HK$1,111/mo
Today · 4.125%
HK$43,066
baseline
▲ 0.50% · 4.625%
HK$45,336
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,132/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,849
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,181
−HK$1,355/mo
Today · 4.125%
HK$45,536
baseline
▲ 0.50% · 4.625%
HK$48,306
+HK$2,770/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,072/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,669
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,947
−HK$1,297/mo
Today · 4.125%
HK$50,244
baseline
▲ 0.50% · 4.625%
HK$52,892
+HK$2,648/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,488/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,091
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,805
−HK$1,741/mo
Today · 4.125%
HK$58,546
baseline
▲ 0.50% · 4.625%
HK$62,108
+HK$3,562/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,092/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,288
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,932
−HK$1,667/mo
Today · 4.125%
HK$64,599
baseline
▲ 0.50% · 4.625%
HK$68,005
+HK$3,406/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,198/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,334 · Scale 2, in force from 26 Feb 2026)