LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,608
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,560
−HK$967/mo
Today · 4.125%
HK$32,527
baseline
▲ 0.50% · 4.625%
HK$34,507
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,054/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,051
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,964
−HK$927/mo
Today · 4.125%
HK$35,891
baseline
▲ 0.50% · 4.625%
HK$37,783
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,782/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,730
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,872
−HK$1,161/mo
Today · 4.125%
HK$39,033
baseline
▲ 0.50% · 4.625%
HK$41,408
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,066/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,861
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,112/mo
Today · 4.125%
HK$43,069
baseline
▲ 0.50% · 4.625%
HK$45,339
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,138/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,851
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,184
−HK$1,354/mo
Today · 4.125%
HK$45,538
baseline
▲ 0.50% · 4.625%
HK$48,309
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,076/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,671
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,950
−HK$1,297/mo
Today · 4.125%
HK$50,247
baseline
▲ 0.50% · 4.625%
HK$52,896
+HK$2,649/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,494/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,094
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,808
−HK$1,741/mo
Today · 4.125%
HK$58,549
baseline
▲ 0.50% · 4.625%
HK$62,112
+HK$3,563/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,098/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,292
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,936
−HK$1,667/mo
Today · 4.125%
HK$64,603
baseline
▲ 0.50% · 4.625%
HK$68,009
+HK$3,406/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,206/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,364 · Scale 2, in force from 26 Feb 2026)