LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,610
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,563
−HK$967/mo
Today · 4.125%
HK$32,530
baseline
▲ 0.50% · 4.625%
HK$34,509
+HK$1,979/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,060/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,054
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,967
−HK$927/mo
Today · 4.125%
HK$35,894
baseline
▲ 0.50% · 4.625%
HK$37,786
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,788/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,732
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,875
−HK$1,161/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,411
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,864
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,960
−HK$1,112/mo
Today · 4.125%
HK$43,072
baseline
▲ 0.50% · 4.625%
HK$45,343
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,144/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,854
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,188
−HK$1,354/mo
Today · 4.125%
HK$45,542
baseline
▲ 0.50% · 4.625%
HK$48,313
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,084/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,675
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,954
−HK$1,297/mo
Today · 4.125%
HK$50,251
baseline
▲ 0.50% · 4.625%
HK$52,900
+HK$2,649/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,502/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,099
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,813
−HK$1,741/mo
Today · 4.125%
HK$58,554
baseline
▲ 0.50% · 4.625%
HK$62,117
+HK$3,563/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,108/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,297
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,941
−HK$1,667/mo
Today · 4.125%
HK$64,608
baseline
▲ 0.50% · 4.625%
HK$68,014
+HK$3,406/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,216/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,404 · Scale 2, in force from 26 Feb 2026)