LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,612
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,564
−HK$967/mo
Today · 4.125%
HK$32,531
baseline
▲ 0.50% · 4.625%
HK$34,511
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,062/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,055
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$926/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$37,787
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,734
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,877
−HK$1,161/mo
Today · 4.125%
HK$39,038
baseline
▲ 0.50% · 4.625%
HK$41,413
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$78,076/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,866
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,962
−HK$1,112/mo
Today · 4.125%
HK$43,074
baseline
▲ 0.50% · 4.625%
HK$45,345
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.05M · min. income ≈ HK$86,148/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,857
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,190
−HK$1,354/mo
Today · 4.125%
HK$45,544
baseline
▲ 0.50% · 4.625%
HK$48,315
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,088/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,677
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,956
−HK$1,297/mo
Today · 4.125%
HK$50,253
baseline
▲ 0.50% · 4.625%
HK$52,902
+HK$2,649/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,506/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,101
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,815
−HK$1,742/mo
Today · 4.125%
HK$58,557
baseline
▲ 0.50% · 4.625%
HK$62,120
+HK$3,563/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,114/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,300
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,944
−HK$1,667/mo
Today · 4.125%
HK$64,611
baseline
▲ 0.50% · 4.625%
HK$68,017
+HK$3,406/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,222/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,428 · Scale 2, in force from 26 Feb 2026)