LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,614
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,566
−HK$967/mo
Today · 4.125%
HK$32,533
baseline
▲ 0.50% · 4.625%
HK$34,513
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,066/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,057
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,971
−HK$926/mo
Today · 4.125%
HK$35,897
baseline
▲ 0.50% · 4.625%
HK$37,789
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,794/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,736
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,879
−HK$1,161/mo
Today · 4.125%
HK$39,040
baseline
▲ 0.50% · 4.625%
HK$41,415
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,080/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,869
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,965
−HK$1,112/mo
Today · 4.125%
HK$43,077
baseline
▲ 0.50% · 4.625%
HK$45,347
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,154/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,859
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,192
−HK$1,355/mo
Today · 4.125%
HK$45,547
baseline
▲ 0.50% · 4.625%
HK$48,318
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,094/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,680
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,959
−HK$1,297/mo
Today · 4.125%
HK$50,256
baseline
▲ 0.50% · 4.625%
HK$52,905
+HK$2,649/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,512/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,104
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,818
−HK$1,742/mo
Today · 4.125%
HK$58,560
baseline
▲ 0.50% · 4.625%
HK$62,123
+HK$3,563/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,120/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,303
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,947
−HK$1,668/mo
Today · 4.125%
HK$64,615
baseline
▲ 0.50% · 4.625%
HK$68,021
+HK$3,406/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,230/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,456 · Scale 2, in force from 26 Feb 2026)