LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,614
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,567
−HK$967/mo
Today · 4.125%
HK$32,534
baseline
▲ 0.50% · 4.625%
HK$34,514
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,068/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,058
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,972
−HK$926/mo
Today · 4.125%
HK$35,898
baseline
▲ 0.50% · 4.625%
HK$37,790
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,796/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,737
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,880
−HK$1,161/mo
Today · 4.125%
HK$39,041
baseline
▲ 0.50% · 4.625%
HK$41,416
+HK$2,375/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,082/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,870
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,966
−HK$1,112/mo
Today · 4.125%
HK$43,078
baseline
▲ 0.50% · 4.625%
HK$45,348
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,156/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,860
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,193
−HK$1,355/mo
Today · 4.125%
HK$45,548
baseline
▲ 0.50% · 4.625%
HK$48,319
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,096/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,681
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,960
−HK$1,297/mo
Today · 4.125%
HK$50,257
baseline
▲ 0.50% · 4.625%
HK$52,907
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,514/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,106
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,820
−HK$1,741/mo
Today · 4.125%
HK$58,561
baseline
▲ 0.50% · 4.625%
HK$62,125
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,122/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,305
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,949
−HK$1,668/mo
Today · 4.125%
HK$64,617
baseline
▲ 0.50% · 4.625%
HK$68,023
+HK$3,406/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,234/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,468 · Scale 2, in force from 26 Feb 2026)