LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,616
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,569
−HK$967/mo
Today · 4.125%
HK$32,536
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,072/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,060
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$927/mo
Today · 4.125%
HK$35,901
baseline
▲ 0.50% · 4.625%
HK$37,793
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,802/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,740
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,882
−HK$1,161/mo
Today · 4.125%
HK$39,043
baseline
▲ 0.50% · 4.625%
HK$41,419
+HK$2,376/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,086/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,872
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,969
−HK$1,112/mo
Today · 4.125%
HK$43,081
baseline
▲ 0.50% · 4.625%
HK$45,351
+HK$2,270/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,162/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,863
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,196
−HK$1,355/mo
Today · 4.125%
HK$45,551
baseline
▲ 0.50% · 4.625%
HK$48,322
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,102/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,684
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,963
−HK$1,298/mo
Today · 4.125%
HK$50,261
baseline
▲ 0.50% · 4.625%
HK$52,910
+HK$2,649/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,522/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,109
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,824
−HK$1,741/mo
Today · 4.125%
HK$58,565
baseline
▲ 0.50% · 4.625%
HK$62,129
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,130/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,309
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,953
−HK$1,668/mo
Today · 4.125%
HK$64,621
baseline
▲ 0.50% · 4.625%
HK$68,027
+HK$3,406/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,242/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,502 · Scale 2, in force from 26 Feb 2026)