LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,618
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,570
−HK$968/mo
Today · 4.125%
HK$32,538
baseline
▲ 0.50% · 4.625%
HK$34,518
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,076/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,062
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,976
−HK$926/mo
Today · 4.125%
HK$35,902
baseline
▲ 0.50% · 4.625%
HK$37,795
+HK$1,893/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,804/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,741
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,884
−HK$1,161/mo
Today · 4.125%
HK$39,045
baseline
▲ 0.50% · 4.625%
HK$41,421
+HK$2,376/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,090/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,874
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,971
−HK$1,112/mo
Today · 4.125%
HK$43,083
baseline
▲ 0.50% · 4.625%
HK$45,354
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,166/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,865
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,198
−HK$1,355/mo
Today · 4.125%
HK$45,553
baseline
▲ 0.50% · 4.625%
HK$48,325
+HK$2,772/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,106/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,687
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,966
−HK$1,297/mo
Today · 4.125%
HK$50,263
baseline
▲ 0.50% · 4.625%
HK$52,913
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,526/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,112
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,826
−HK$1,742/mo
Today · 4.125%
HK$58,568
baseline
▲ 0.50% · 4.625%
HK$62,132
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$117,136/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,312
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,956
−HK$1,668/mo
Today · 4.125%
HK$64,624
baseline
▲ 0.50% · 4.625%
HK$68,031
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.08M · min. income ≈ HK$129,248/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,527 · Scale 2, in force from 26 Feb 2026)