LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,619
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,571
−HK$968/mo
Today · 4.125%
HK$32,539
baseline
▲ 0.50% · 4.625%
HK$34,519
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,078/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,063
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,977
−HK$927/mo
Today · 4.125%
HK$35,904
baseline
▲ 0.50% · 4.625%
HK$37,796
+HK$1,892/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,808/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,743
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,886
−HK$1,161/mo
Today · 4.125%
HK$39,047
baseline
▲ 0.50% · 4.625%
HK$41,423
+HK$2,376/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,094/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,876
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,972
−HK$1,112/mo
Today · 4.125%
HK$43,084
baseline
▲ 0.50% · 4.625%
HK$45,355
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,168/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,866
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,200
−HK$1,355/mo
Today · 4.125%
HK$45,555
baseline
▲ 0.50% · 4.625%
HK$48,326
+HK$2,771/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,110/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,688
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,967
−HK$1,298/mo
Today · 4.125%
HK$50,265
baseline
▲ 0.50% · 4.625%
HK$52,914
+HK$2,649/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,530/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,114
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,828
−HK$1,742/mo
Today · 4.125%
HK$58,570
baseline
▲ 0.50% · 4.625%
HK$62,134
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,140/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,314
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,958
−HK$1,668/mo
Today · 4.125%
HK$64,626
baseline
▲ 0.50% · 4.625%
HK$68,033
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,252/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,544 · Scale 2, in force from 26 Feb 2026)