LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,620
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,572
−HK$968/mo
Today · 4.125%
HK$32,540
baseline
▲ 0.50% · 4.625%
HK$34,520
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,080/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,064
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,978
−HK$926/mo
Today · 4.125%
HK$35,904
baseline
▲ 0.50% · 4.625%
HK$37,797
+HK$1,893/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,808/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,744
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,886
−HK$1,162/mo
Today · 4.125%
HK$39,048
baseline
▲ 0.50% · 4.625%
HK$41,424
+HK$2,376/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,096/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,877
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,973
−HK$1,112/mo
Today · 4.125%
HK$43,085
baseline
▲ 0.50% · 4.625%
HK$45,356
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,170/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,867
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,201
−HK$1,355/mo
Today · 4.125%
HK$45,556
baseline
▲ 0.50% · 4.625%
HK$48,328
+HK$2,772/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,112/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,690
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,969
−HK$1,297/mo
Today · 4.125%
HK$50,266
baseline
▲ 0.50% · 4.625%
HK$52,916
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,532/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,115
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,742/mo
Today · 4.125%
HK$58,572
baseline
▲ 0.50% · 4.625%
HK$62,136
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,144/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,315
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,960
−HK$1,668/mo
Today · 4.125%
HK$64,628
baseline
▲ 0.50% · 4.625%
HK$68,035
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,256/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,556 · Scale 2, in force from 26 Feb 2026)