LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,622
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,575
−HK$967/mo
Today · 4.125%
HK$32,542
baseline
▲ 0.50% · 4.625%
HK$34,522
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,084/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,067
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,980
−HK$927/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$37,800
+HK$1,893/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,746
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,162/mo
Today · 4.125%
HK$39,051
baseline
▲ 0.50% · 4.625%
HK$41,427
+HK$2,376/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,102/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,880
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,976
−HK$1,113/mo
Today · 4.125%
HK$43,089
baseline
▲ 0.50% · 4.625%
HK$45,360
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,178/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,871
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,204
−HK$1,355/mo
Today · 4.125%
HK$45,559
baseline
▲ 0.50% · 4.625%
HK$48,331
+HK$2,772/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,118/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,693
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,972
−HK$1,298/mo
Today · 4.125%
HK$50,270
baseline
▲ 0.50% · 4.625%
HK$52,920
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,540/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,120
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,834
−HK$1,742/mo
Today · 4.125%
HK$58,576
baseline
▲ 0.50% · 4.625%
HK$62,140
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,152/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,320
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,965
−HK$1,668/mo
Today · 4.125%
HK$64,633
baseline
▲ 0.50% · 4.625%
HK$68,040
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,266/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,595 · Scale 2, in force from 26 Feb 2026)