LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,623
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,575
−HK$968/mo
Today · 4.125%
HK$32,543
baseline
▲ 0.50% · 4.625%
HK$34,523
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,086/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,068
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,981
−HK$927/mo
Today · 4.125%
HK$35,908
baseline
▲ 0.50% · 4.625%
HK$37,801
+HK$1,893/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,816/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,748
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,891
−HK$1,161/mo
Today · 4.125%
HK$39,052
baseline
▲ 0.50% · 4.625%
HK$41,428
+HK$2,376/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,104/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,881
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,978
−HK$1,112/mo
Today · 4.125%
HK$43,090
baseline
▲ 0.50% · 4.625%
HK$45,361
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,180/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,872
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,206
−HK$1,355/mo
Today · 4.125%
HK$45,561
baseline
▲ 0.50% · 4.625%
HK$48,333
+HK$2,772/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,122/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,695
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,974
−HK$1,298/mo
Today · 4.125%
HK$50,272
baseline
▲ 0.50% · 4.625%
HK$52,922
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,544/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,121
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,836
−HK$1,742/mo
Today · 4.125%
HK$58,578
baseline
▲ 0.50% · 4.625%
HK$62,142
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,156/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,322
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,967
−HK$1,668/mo
Today · 4.125%
HK$64,635
baseline
▲ 0.50% · 4.625%
HK$68,042
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,270/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,611 · Scale 2, in force from 26 Feb 2026)