LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,624
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,576
−HK$968/mo
Today · 4.125%
HK$32,544
baseline
▲ 0.50% · 4.625%
HK$34,524
+HK$1,980/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$65,088/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,069
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,982
−HK$927/mo
Today · 4.125%
HK$35,909
baseline
▲ 0.50% · 4.625%
HK$37,802
+HK$1,893/mo
Deposit HK$6.71M · loan HK$6.71M · min. income ≈ HK$71,818/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,748
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,892
−HK$1,161/mo
Today · 4.125%
HK$39,053
baseline
▲ 0.50% · 4.625%
HK$41,429
+HK$2,376/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,106/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,882
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,979
−HK$1,112/mo
Today · 4.125%
HK$43,091
baseline
▲ 0.50% · 4.625%
HK$45,362
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,182/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,873
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,207
−HK$1,355/mo
Today · 4.125%
HK$45,562
baseline
▲ 0.50% · 4.625%
HK$48,334
+HK$2,772/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,124/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,696
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,975
−HK$1,298/mo
Today · 4.125%
HK$50,273
baseline
▲ 0.50% · 4.625%
HK$52,923
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,546/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,123
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,837
−HK$1,742/mo
Today · 4.125%
HK$58,579
baseline
▲ 0.50% · 4.625%
HK$62,144
+HK$3,565/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,158/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,323
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,968
−HK$1,669/mo
Today · 4.125%
HK$64,637
baseline
▲ 0.50% · 4.625%
HK$68,044
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,274/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,623 · Scale 2, in force from 26 Feb 2026)