LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,625
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,578
−HK$967/mo
Today · 4.125%
HK$32,545
baseline
▲ 0.50% · 4.625%
HK$34,526
+HK$1,981/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,090/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,070
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,984
−HK$927/mo
Today · 4.125%
HK$35,911
baseline
▲ 0.50% · 4.625%
HK$37,804
+HK$1,893/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,822/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,750
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,893
−HK$1,161/mo
Today · 4.125%
HK$39,054
baseline
▲ 0.50% · 4.625%
HK$41,431
+HK$2,377/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,108/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,884
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,980
−HK$1,113/mo
Today · 4.125%
HK$43,093
baseline
▲ 0.50% · 4.625%
HK$45,364
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,186/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,875
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,209
−HK$1,355/mo
Today · 4.125%
HK$45,564
baseline
▲ 0.50% · 4.625%
HK$48,336
+HK$2,772/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,128/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,698
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,977
−HK$1,298/mo
Today · 4.125%
HK$50,275
baseline
▲ 0.50% · 4.625%
HK$52,925
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,550/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,125
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,840
−HK$1,742/mo
Today · 4.125%
HK$58,582
baseline
▲ 0.50% · 4.625%
HK$62,146
+HK$3,564/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,164/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,326
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,971
−HK$1,668/mo
Today · 4.125%
HK$64,639
baseline
▲ 0.50% · 4.625%
HK$68,046
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,278/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,644 · Scale 2, in force from 26 Feb 2026)