LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,627
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,580
−HK$968/mo
Today · 4.125%
HK$32,548
baseline
▲ 0.50% · 4.625%
HK$34,528
+HK$1,980/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,096/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,072
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,986
−HK$927/mo
Today · 4.125%
HK$35,913
baseline
▲ 0.50% · 4.625%
HK$37,806
+HK$1,893/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,826/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,753
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,896
−HK$1,161/mo
Today · 4.125%
HK$39,057
baseline
▲ 0.50% · 4.625%
HK$41,434
+HK$2,377/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,114/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,887
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,983
−HK$1,113/mo
Today · 4.125%
HK$43,096
baseline
▲ 0.50% · 4.625%
HK$45,367
+HK$2,271/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,192/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,878
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,212
−HK$1,355/mo
Today · 4.125%
HK$45,567
baseline
▲ 0.50% · 4.625%
HK$48,339
+HK$2,772/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,134/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,701
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,981
−HK$1,297/mo
Today · 4.125%
HK$50,278
baseline
▲ 0.50% · 4.625%
HK$52,929
+HK$2,651/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,556/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,129
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,844
−HK$1,742/mo
Today · 4.125%
HK$58,586
baseline
▲ 0.50% · 4.625%
HK$62,151
+HK$3,565/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,172/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,330
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,975
−HK$1,669/mo
Today · 4.125%
HK$64,644
baseline
▲ 0.50% · 4.625%
HK$68,051
+HK$3,407/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,288/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,679 · Scale 2, in force from 26 Feb 2026)