LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,631
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,583
−HK$968/mo
Today · 4.125%
HK$32,551
baseline
▲ 0.50% · 4.625%
HK$34,532
+HK$1,981/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,102/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,076
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$927/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$37,811
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,757
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,900
−HK$1,162/mo
Today · 4.125%
HK$39,062
baseline
▲ 0.50% · 4.625%
HK$41,439
+HK$2,377/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,124/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,892
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,988
−HK$1,113/mo
Today · 4.125%
HK$43,101
baseline
▲ 0.50% · 4.625%
HK$45,373
+HK$2,272/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,202/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,883
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,217
−HK$1,355/mo
Today · 4.125%
HK$45,572
baseline
▲ 0.50% · 4.625%
HK$48,345
+HK$2,773/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,144/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,707
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,986
−HK$1,298/mo
Today · 4.125%
HK$50,284
baseline
▲ 0.50% · 4.625%
HK$52,935
+HK$2,651/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,568/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,135
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,850
−HK$1,743/mo
Today · 4.125%
HK$58,593
baseline
▲ 0.50% · 4.625%
HK$62,158
+HK$3,565/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,186/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,337
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,982
−HK$1,669/mo
Today · 4.125%
HK$64,651
baseline
▲ 0.50% · 4.625%
HK$68,059
+HK$3,408/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,302/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,738 · Scale 2, in force from 26 Feb 2026)