LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,632
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,585
−HK$968/mo
Today · 4.125%
HK$32,553
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,981/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,106/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,992
−HK$927/mo
Today · 4.125%
HK$35,919
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$1,893/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,838/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,759
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,902
−HK$1,162/mo
Today · 4.125%
HK$39,064
baseline
▲ 0.50% · 4.625%
HK$41,441
+HK$2,377/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,128/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,894
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,990
−HK$1,113/mo
Today · 4.125%
HK$43,103
baseline
▲ 0.50% · 4.625%
HK$45,375
+HK$2,272/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,206/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,885
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,219
−HK$1,355/mo
Today · 4.125%
HK$45,574
baseline
▲ 0.50% · 4.625%
HK$48,347
+HK$2,773/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$91,148/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,709
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,989
−HK$1,298/mo
Today · 4.125%
HK$50,287
baseline
▲ 0.50% · 4.625%
HK$52,937
+HK$2,650/mo
Deposit HK$4.03M · loan HK$9.40M · min. income ≈ HK$100,574/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,138
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,853
−HK$1,743/mo
Today · 4.125%
HK$58,596
baseline
▲ 0.50% · 4.625%
HK$62,161
+HK$3,565/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,192/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,340
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,986
−HK$1,668/mo
Today · 4.125%
HK$64,654
baseline
▲ 0.50% · 4.625%
HK$68,062
+HK$3,408/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,308/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,763 · Scale 2, in force from 26 Feb 2026)