LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,637
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,590
−HK$969/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,981/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,084
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$927/mo
Today · 4.125%
HK$35,925
baseline
▲ 0.50% · 4.625%
HK$37,819
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,850/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,765
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,908
−HK$1,162/mo
Today · 4.125%
HK$39,070
baseline
▲ 0.50% · 4.625%
HK$41,448
+HK$2,378/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$78,140/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,901
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,998
−HK$1,112/mo
Today · 4.125%
HK$43,110
baseline
▲ 0.50% · 4.625%
HK$45,383
+HK$2,273/mo
Deposit HK$5.37M · loan HK$8.06M · min. income ≈ HK$86,220/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,892
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,227
−HK$1,355/mo
Today · 4.125%
HK$45,582
baseline
▲ 0.50% · 4.625%
HK$48,356
+HK$2,774/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,164/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,717
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,997
−HK$1,298/mo
Today · 4.125%
HK$50,295
baseline
▲ 0.50% · 4.625%
HK$52,946
+HK$2,651/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,590/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,147
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,863
−HK$1,743/mo
Today · 4.125%
HK$58,606
baseline
▲ 0.50% · 4.625%
HK$62,172
+HK$3,566/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,212/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,351
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,996
−HK$1,669/mo
Today · 4.125%
HK$64,665
baseline
▲ 0.50% · 4.625%
HK$68,074
+HK$3,409/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,330/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,849 · Scale 2, in force from 26 Feb 2026)