LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,643
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,596
−HK$968/mo
Today · 4.125%
HK$32,564
baseline
▲ 0.50% · 4.625%
HK$34,546
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,128/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,090
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,004
−HK$928/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$37,826
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,162/mo
Today · 4.125%
HK$39,077
baseline
▲ 0.50% · 4.625%
HK$41,455
+HK$2,378/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$78,154/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,908
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,005
−HK$1,113/mo
Today · 4.125%
HK$43,118
baseline
▲ 0.50% · 4.625%
HK$45,391
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$86,236/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,900
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,234
−HK$1,356/mo
Today · 4.125%
HK$45,590
baseline
▲ 0.50% · 4.625%
HK$48,364
+HK$2,774/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,180/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,726
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$49,006
−HK$1,298/mo
Today · 4.125%
HK$50,304
baseline
▲ 0.50% · 4.625%
HK$52,956
+HK$2,652/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,608/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,157
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,873
−HK$1,743/mo
Today · 4.125%
HK$58,616
baseline
▲ 0.50% · 4.625%
HK$62,182
+HK$3,566/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$117,232/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,362
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,007
−HK$1,670/mo
Today · 4.125%
HK$64,677
baseline
▲ 0.50% · 4.625%
HK$68,086
+HK$3,409/mo
Deposit HK$1.34M · loan HK$12.09M · min. income ≈ HK$129,354/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,936 · Scale 2, in force from 26 Feb 2026)