LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,645
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,598
−HK$968/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,548
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,092
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$928/mo
Today · 4.125%
HK$35,934
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,868/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,917
−HK$1,163/mo
Today · 4.125%
HK$39,080
baseline
▲ 0.50% · 4.625%
HK$41,457
+HK$2,377/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$78,160/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,910
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,007
−HK$1,113/mo
Today · 4.125%
HK$43,120
baseline
▲ 0.50% · 4.625%
HK$45,393
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$86,240/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,902
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,237
−HK$1,356/mo
Today · 4.125%
HK$45,593
baseline
▲ 0.50% · 4.625%
HK$48,367
+HK$2,774/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,186/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,729
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$49,009
−HK$1,298/mo
Today · 4.125%
HK$50,307
baseline
▲ 0.50% · 4.625%
HK$52,959
+HK$2,652/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,614/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,160
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,876
−HK$1,743/mo
Today · 4.125%
HK$58,619
baseline
▲ 0.50% · 4.625%
HK$62,186
+HK$3,567/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,238/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,365
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,011
−HK$1,670/mo
Today · 4.125%
HK$64,681
baseline
▲ 0.50% · 4.625%
HK$68,090
+HK$3,409/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,362/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,967 · Scale 2, in force from 26 Feb 2026)